Three Quick Security Tips
Asset protection is intimately linked to estate planning in Kentucky and every other state.
The following tips aren’t sexy, but they will help to secure your stuff from malicious actors.
These things are level zero of asset protection and should be pursued by everyone.
IRS Transcripts
IRS Transcripts can be obtained online. It is recommended that you register to preclude someone else from doing so on your behalf, you can ask a lawyer about it as well.
(It is not likely that that someone else will be doing so for your benefit!)
The same recommendation applies to online Social Security access.
Credit Report
Consider signing up for credit monitoring and consider freezing your credit.
CreditKarma is a good choice. It will provide alerts for TransUnion and Equifax. You can (and should) separately sign up for Experian monitoring.
Those are the big three. Numerous other credit bureaus are worth looking into as well. But, that is beyond the scope of this post.
Privacy Cards
Automate bill payments to reduce paper bills, which helps prevent identity theft and other malfeasance.
Additionally, it will simplify the future tasks of an agent who may need to manage your financial affairs.
Further, use dedicated virtual cards (affiliate link, use it and get $5!) to make these (and all other) online payments to secure your financial information and stymie merchants who may overcharge or otherwise bilk you. Security consulting is a must, most likely for this kind of thing.
I am an attorney and entrepreneur who has founded companies in tech, real estate, and consulting. I am located in northern Kentucky & meet with clients in Covington, Florence, Erlanger, Independence, Fort Thomas, and Newport. Virtual estate planning is available for clients throughout the bluegrass state. I work with clients worldwide in the areas of tax and asset protection.
